The Wharton School Wharton EMBA
About the Wharton Executive MBA (EMBA) Blog

Welcome to the blog for the Wharton MBA Program for Executives! Postings to the blog features stories of the student experience, alumni accomplishments, and insights into the admissions process.

Wharton EMBA RSSSubscribe to the Wharton EMBA Blog RSS feed

Connect with Us on...

FaceBook twitter You Tube

Learn More!
» Attend an Event
» Request More Info
» Compare EMBA vs. MBA

Wharton EMBA Philadelphia
Wharton EMBA San Francisco

Wharton EMBA Blog
Ski Trip Deepens Wharton | San Francisco Students’ Experience
March 26, 2013

Angela Chen, a first-year student in the EMBA program at Wharton | San Francisco, works in corporate strategy and finance at Vantage Data Centers in Santa Clara, Calif. She recently shared her experiences bonding with classmates on a student-organized ski trip:  DSC00320

Wharton’s EMBA program has been described as the ultimate challenge of time management. We have jobs, families and other obligations so it isn’t always easy to get together outside of class. However, bonding is such an important part of the Wharton experience that we seek out opportunities and make the effort to deepen our connections whenever possible.

Recently, we took advantage of having world-class skiing in our backyard and planned a trip to Lake Tahoe during an off-weekend. More than 20 people participated, including partners, kids and classmates from other classes. We rented cabins within walking distance from one another and spent the weekend skiing, snowboarding and, most importantly, connecting outside the classroom.

Continue reading "Ski Trip Deepens Wharton | San Francisco Students’ Experience" »

Posted by ExecMBA in California , EMBA Student Activities , Sports , Wharton l San Francisco |Permalink |Comments (0)

Seeking to Improve Access to Financial Services for the Poor in Kenya
February 25, 2013

As soon as I heard about Wharton’s Global Consulting Practicum (GCP), I knew I wanted to take this course. The GCP is an elective in which Wharton full-time MBA and EMBA students are teamed with business students at partner universities around the world to consult for a company or organization. Kenya 8Usually, the client is seeking to enter or expand its position in the U.S. or other world market, but the program also includes social impact projects with governments and nonprofits.

I was interested in the GCP because it would be an opportunity to gain experience working with an organization outside of the classroom and beyond the scope of my own job. Specifically, I wanted to work on a social impact project that could ultimately help millions of people in a developing country.

My team of five Wharton | San Francisco EMBA students was assigned to work for the Gates Foundation (our client) on a project in Kenya. The issue involved how to increase access to financial services for people who are living on below $2 a day. How do you create a better banking system? How do you provide better credit? How do you make things like health and life insurance available? How can you apply new technology to help streamline financial service processes?

Continue reading "Seeking to Improve Access to Financial Services for the Poor in Kenya" »

Posted by ExecMBA in EMBA Academics , International Activities , Not-for-profit , Wharton l San Francisco |Permalink |Comments (0)

Prof. Peter Cappelli Shares Tips for Asking for EMBA Sponsorship
February 7, 2013

Asking your employer for sponsorship to an executive MBA program isn’t always easy to do.  Many companies don’t have a formal tuition reimbursement program in place, or the policy is limited. During a recent online chat, Wharton Prof. Peter Cappelli, director of Wharton’s Center for Human Resources, shared a few tips for applicants about how to discuss this important topic with employers.

Here’s an overview of what he said:

Who do you ask?

How do you begin the process? First, think about who you will talk to. A common problem is that the person you plan to talk to isn’t high enough up in organization to make the decision about sponsorship. If that is the case, then ask if you think they are on your side. If they’re not an advocate for you, then try to talk to the person who can make the decision. However, if they are an advocate for you, then it might be better for them to make the case on your behalf.

Continue reading "Prof. Peter Cappelli Shares Tips for Asking for EMBA Sponsorship" »

Posted by ExecMBA in Admissions Chats , EMBA Faculty , Executive MBA Admissions , Financing the Program , Wharton l San Francisco |Permalink |Comments (0)

Deadlines are around the corner -- there's still time to apply!
January 31, 2013

The deadlines for our EMBA programs are right around the corner:  Feb. 4 for the Philadelphia program and Feb. 6 for San Francisco.  If you feel that won’t be enough time to complete your application, it may not be too late.  Contact us to discuss your circumstances and see what is required for your application. Depending on your specific situation, we might be able to work with you to provide an accommodation or extension.

To check the status of your admissions materials, you can log on to your application to confirm when it’s complete.  Please be patient, as it usually takes a few weeks to manually sort through all of the transcripts, sponsorship letters and other credentials we receive and to update the status of each online.  Rest assured that we will contact you if anything is missing.

If you still need to take - or retake - the GMAT, we’ll accept GMAT scores until March 2.  A copy of your GMAT scores may be scanned and emailed or faxed to the East or West Coast office, but you also must have an official copy sent directly to Wharton.  The GMAT codes for the Wharton MBA Program for Executives are G56-97-36 for Philadelphia and G56-97-14 for San Francisco.

While interviews are required for Fellows applicants, they are strongly recommended for everyone.  If you haven’t already interviewed, please contact the office immediately -- the slots are quickly filling up.

Admissions decisions can be viewed by logging on to your application.  San Francisco program applicants will be notified by March 22.  Philadelphia program applicants will be notified by April 5.

If you have questions, please contact us as soon as possible. We are here to help you!

Posted by ExecMBA in Applicants , Executive MBA Admissions , Preparing Your Application , Wharton l San Francisco |Permalink |Comments (0)

Wharton EMBA Alumna Campaigns for Public Office in Phoenix
January 24, 2013

After graduating last May from Wharton | San Francisco’s EMBA program, Kate Gallego was focused on her role as a senior project manager at the Salt River Project in Phoenix, AZ. However, in December, she also began campaigning for a seat on Phoenix’s City Council. We asked her to tell Kate in front of Phoenix baseball stadiumus about how her Wharton education will be helpful if she wins the election. Here’s what she said:

“Being on the City Council would allow me to work on areas such as public safety, land use planning and basic city infrastructure, such as water and transportation. I also want to bring more jobs to our district, which has been hit hard by the Recession. We have a strong workforce with a lot of open space, especially near our airport, where businesses could really grow.

“I’m vice chair of Phoenix’s 10-year Plan, so I’ve had an opportunity to attend community meetings and hear what people want to see for our city. I was inspired that so many people share my passions for Phoenix, and I also saw that – because of my Wharton education -- I have the expertise and knowledge needed to run for office. There are currently no MBAs on the Council.

“In addition, I want to support our entrepreneurs in Phoenix. I majored in Entrepreneurial Management at Wharton, which helps me understand how young companies grow and how I can Kate Gallego Marla Bleavins and Monica Jan in Israelsupport that growth. I’ll also be able to use my real estate and finance education to make sure great projects can thrive in Phoenix.

“It was beneficial to go to school in San Francisco, which is so close to Silicon Valley and venture-backed startups. I’m excited to see if I can try to bring more of that to Phoenix.

“I’ll also be able to rely on my Wharton connections, which run broad and deep. It will be helpful to have so many resources available in so many different industries. And, of course, I’ve told all of my classmates that they should relocate their businesses to Phoenix!”

Kate says the election primary will be held in August of 2013 with the general election in November.

Posted by ExecMBA in Diversity , EMBA Alumni News , Entrepreneurship , Public Sector , Wharton l San Francisco , Wharton Women |Permalink |Comments (0)

Wharton | San Francisco Students Bond at Golf Outing
January 13, 2013

Wharton executive MBA students bond in many ways from shared meals to study groups to their International Seminar trip. However, there are a lot of social events outside of school that also strengthen their connections, such as Wharton| San Francisco students’ recent golf outing.

Second-year EMBA student Andrew Kohm, who organized the event, explains, “We had such good time together on our class trip to Brazil that I wanted to keep that momentum going. So I chose a golf Golf 1course half-way between San Francisco and San Jose and made it open to all students at all skill levels as well as their families.”

He ended up with as many people (and kids) who had never played golf as those with experience so they played in a scramble style to make it fun for everyone. Andrew, director of research and development at DFine Inc. in San Jose, notes that he also assigned teams to encourage students to play with people they might not have known as well before.

After the game, he handed out humorous awards, such as the “brain over brawn award” for the longest drive, and the “I over-analyze everything award” before heading out as a group for pizza.

Continue reading "Wharton | San Francisco Students Bond at Golf Outing" »

Posted by ExecMBA in California , EMBA Student Activities , Sports , Wharton l San Francisco |Permalink |Comments (0)

Winter Break Hours and Upcoming Admissions Deadlines
December 19, 2012

The University of Pennsylvania will close for winter break on Fri. Dec. 21, 2012 and will reopen on Wed. Jan. 2, 2013. If you have any immediate admissions questions, please contact our offices before that time.

As you work on your application, here are a few things to keep in mind:

- The application deadline for the West Coast program is Feb. 6, 2013. The application deadline for the East Coast program is Feb. 4, 2013.

- If you still need to take the GMAT, you have until March 2, 2013 to take the test and email our East or West Coast office your unofficial results. You also must have an official copy sent directly to Wharton. The GMAT codes for the Wharton MBA Program for Executives are G56-97-36 for Philadelphia and G56-97-14 for San Francisco. Scores are valid for five years.

- Don’t wait to schedule your interview! If you don’t get a chance to schedule your interview before our offices are closed, make sure to contact us on Jan. 2, 2013 to schedule one. By this time of year, appointments on class days fill up fast.

- We’ll be hosting more online and in-person receptions in January.  Check out our event schedule to see if you’re able to join us for any of them.

We wish everyone happy holidays and look forward to hearing from you in 2013!

Posted by ExecMBA in Admissions Chats , Applicants , EMBA Receptions , Executive MBA Admissions , Preparing Your Application , Wharton l San Francisco |Permalink |Comments (0)

Wharton | San Francisco Runs Quant Review Workshop for Prospective Students
December 2, 2012

We often get the question “Do you need to be a math major to succeed in Wharton’s EMBA program?”  The answer is no.  As Wharton | San Francisco EMBA alumnus Mike Gipe, WG’05, puts it:  “Wharton’s EMBA program is very rigorous, but students from all types of backgrounds can be successful here.”

Mike - who runs the consulting business xaplap in Saratoga, CA and teaches a weekly tutorial session for core courses in the EMBA program - ran a one-day Quantitative Review Workshop on the San Francisco campus for prospective students.  “Anybody who has applied to our program likely has had most of the math courses they need so it’s more a matter of brushing up on those skills.  How often would a nonprofit manager need to use calculus on a daily basis?  It’s something a lot of people are rusty in and this workshop was designed to help them catch up,” says Mike.

Continue reading "Wharton | San Francisco Runs Quant Review Workshop for Prospective Students" »

Posted by ExecMBA in Admissions Chats , Applicants , California , EMBA Academics , EMBA Program News , Executive MBA Admissions , Preparing Your Application , Wharton l San Francisco |Permalink |Comments (0)

San Francisco Applicants: Round One is Coming Soon!
November 19, 2012

The round one deadline for applying to Wharton | San Francisco is Mon., December 3, 2012.  Here are a few things to keep in mind if you're applying in the early round:

  1. Call our office to arrange your admission interview.  Your application does not have to be complete before you schedule your interview, but the calendar fills up fast, so email us or call our offices at 415-267-6313 to check availability.
  2. We encourage all applicants to visit class.  We will do our best to accommodate your interview and class visit for the same day.

Continue reading "San Francisco Applicants: Round One is Coming Soon!" »

Posted by ExecMBA in Applicants , California , Executive MBA Admissions , Preparing Your Application , Processing Applications , Wharton l San Francisco |Permalink |Comments (0)

Speaker Insights are Highlight of EMBA Program for Wharton | San Francisco Student
November 4, 2012

When James Kilpatrick, president of the commercial real estate firm NAI Northern California, was invited to a Wharton executive MBA admissions reception by a friend, he wasn’t really considering pursuing an MBA.  But after attending the event “just for fun,” he was so impressed with the students and alumni -- and how their Wharton education was impacting their careers -- that he began to research MBA programs that very night.

“I saw it as a way to shift the trajectory of my career and move my company forward, but also as a form of personal development.  I found that Wharton’s EMBA program was hands down the right choice because it’s a world apart in terms of the commitment level and culture of the students and the rigor of the curriculum,” recalls Kilpatrick. “It really spoke to me thaPerkins Kilpatrick Talkt world-class faculty and students and top companies from thousands of miles away all had this enthusiastic interest in participating in Wharton’s EMBA program in San Francisco.”

Now a first-year executive MBA student at Wharton | San Francisco, he says a highlight of the program has been the guest speakers. “The Wharton brand is very strong and speakers want to come here. We often get one or two major speakers during class sessions, which leads to a jam packed day, but that’s just the way most of us like it. I recently leveraged the Wharton brand and invited my neighbor Tom Perkins to speak. The cofounder of Kleiner Perkins Caufield Byers is arguably one of the most successful venture capitalists in the history of Silicon Valley and shared unique insights into the world of VC and entrepreneurship, discussing his views on best practices for investors and entrepreneurs, and answering questions about what types of solutions he might focus on if here were in the shoes of our EMBA class.”

Continue reading "Speaker Insights are Highlight of EMBA Program for Wharton | San Francisco Student" »

Posted by ExecMBA in California , EMBA Program News , EMBA Student Activities , Entrepreneurship , Wharton l San Francisco |Permalink |Comments (0)

Los Angeles Student Talks about Class Bonding for Commuters
October 10, 2012

While students in Wharton’s EMBA program commute from all over the world, a highlight of the program is its distinctly residential feel. In part this is due to the requirement for students to stay over on class weekends at either a designated hotel in San Francisco or the Steinberg Conference Center in Philadelphia, but it’s also because of the many social activities that facilitate class bonding.

We asked Wharton | San Francisco first-year student Vivi Lynch, senior production manager at Guess in Los Angeles, Calif., to tell us about how students in her class are making connections.  Here’s what she said:

Continue reading "Los Angeles Student Talks about Class Bonding for Commuters" »

Posted by ExecMBA in California , Diversity , EMBA Program News , EMBA Student Activities , Wharton l San Francisco , Wharton Women |Permalink |Comments (0)

Mark your Calendars: Wharton EMBA Program’s Information Receptions Have Begun
August 26, 2012

If you’re thinking about applying to Wharton’s EMBA program this year, we encourage you to attend one of our MBA for Executives Information Receptions where you can get all of your questions answered and talk to alumni and students about their experiences in the program. If you don’t see a city near you listed on our events list, please check back because more locations are in the works.

Upcoming information receptions and special events:

Albuquerque, NM - 11/12/12        Houston, TX - 11/13/12                    Portland, OR - 1/7/13
Atlanta, GA - 11/7/12                    Irvine, CA - 9/6/12                           Sacramento, CA - 11/27/12
Berkeley, CA - 11/8/12                 Las Vegas, NV - 10/8/12                 Salt Lake City, UT - 10/9/12
Boise, ID - 12/5/12                        Los Angeles, CA - 10/3/12              San Diego, CA - 11/8/12
Carlsbad, CA - 10/18/12               Manhattan Beach, CA - 11/17/12    San Francisco, CA - 10/13/12
Charlotte, NC - 11/8/12                New York, NY - 12/4/12                   San Francisco, CA - 11/16/12
Dallas, TX - 11/14/12                   Palo Alto, CA - 10/24/12                  Seattle, WA - 12/4/12
Denver, CO - 10/23/12                 Pasadena, CA - 9/14/12                  Toronto, ON - 11/26/12
Fresno, CA - 12/1/12                    Philadelphia, PA - 11/28/12             Washington, DC - 10/30/12

Events To Be Confirmed:  Baltimore, MD / Boston, MA / Chicago, IL (11/27/12) / Mexico City, DF

Other special events:

Philadelphia Open House, Sat., September 1: Morning, 8:30AM-2:00PM or Afternoon, 10:30AM-4:00PM

San Fransisco Quant Prep Workshop, Sat., September 8: 9:00AM-3:00PM

New York Dine & Discuss Info Sessions: Wed., September 19: Lunch, 12:00-1:30PM or Dinner, 6:30-8:00PM

We also encourage you to visit our Chats archive to listen to audio recordings about our program.

We’re looking forward to meeting you at an upcoming event!

Posted by ExecMBA in Admissions Chats , Applicants , EMBA Receptions , Preparing Your Application , Wharton l San Francisco |Permalink |Comments (0)

The Wharton MBA for Executives 2012-13 Application is Now Live!
August 9, 2012

If you haven’t already started an online application account, you can do so nowa:  Start/Continue App.  The two biggest changes in this version are a new Essay Question (#2), which we hope will help us to get to know you better, and a few of the questions in the Recommendation Form have been updated.  The Wharton application process is designed to be holistic.  We’re interested in learning about you as a professional, as well as what makes you a unique individual.

An important part of your application is the interview.  Did you know you can schedule one before submitting your application?  In fact, we encourage it-- all we need is your resume.  Please contact the Philadelphia or San Francisco office when you have your calendar in front of you and schedule an appointment on an upcoming class day, so you can experience the program and get information that will help you as you complete your application.

Reminder:  Check our Events Page to see when we’re hosting an admissions event in your area.  And don't forget to keep checking back, as we’re adding new events regularly.  We’ll also be hosting several virtual receptions starting in September.  The schedule for those will be posted shortly.

We look forward to meeting you soon!

The Wharton MBA Program for Executives Admissions Team

Posted by ExecMBA in Admissions Chats , Applicants , EMBA Receptions , Executive MBA Admissions , Preparing Your Application , Processing Applications , Wharton l San Francisco |Permalink |Comments (0)

Wharton | San Francisco EMBA Students Build Bonds while Rafting
July 31, 2012

Whether it’s through teamwork in classes, late-night study sessions, social activities or the international trip, the bonds built among Wharton EMBA students are deep and strong.   SF 38s Rafting1The process starts pretty much as soon as students arrive and continues until graduation.

A recent example is the rafting and camping trip that a group of Wharton | San Francisco students participated in last month. We asked the trip leader, first-year EMBA student Zack McGahey, who is a senior manager of manufacturing at Revance Therapeutics in Newark, Calif. and co-owner of River and Rock Adventures, to tell us about the experience. Here’s what he had to say:

Continue reading "Wharton | San Francisco EMBA Students Build Bonds while Rafting" »

Posted by ExecMBA in California , EMBA Student Activities , Sports , Wharton l San Francisco |Permalink |Comments (0)

Welcome to our Incoming West and East Coast Classes!
June 1, 2012

Wharton | San Francisco has grown quite a lot since its first class of 65 students arrived in 2001. Eleven years later, the program is now located in the historic Hills Brother Plaza and is welcoming a record number of 102 students.

The West Coast incoming class is comprised of approximately a quarter women with almost 18% of the class commuting from outside California. Those students are based in locations such as Georgia, Minnesota, Colorado, Florida, North Carolina, Nevada, Washington, Oregon, Texas and even Mexico and Hong Kong.

Continue reading "Welcome to our Incoming West and East Coast Classes!" »

Posted by ExecMBA in Applicants , Diversity , EMBA Program News , Executive MBA Admissions , Wharton l San Francisco |Permalink |Comments (0)

Congratulations to Wharton’s 2012 EMBA Graduates!
May 16, 2012

It’s an exciting and important achievement to graduate from Wharton’s MBA Program for Executives in San Francisco and Philadelphia and join Wharton’s 88,000-member alumni network.

During their two years at Wharton, students juggle demanding jobs and a rigorous curriculum as well as SF Graduation 2012family and community responsibilities. They commute from near and far – sometimes even internationally. And many of their families grow. In this year’s graduating West Coast class, we’ve celebrated four weddings and the birth of 14 babies. In our East Coast class, we’ve had 10 weddings and celebrated the birth of 18 babies.

The 83 students in the Wharton | San Francisco graduating class work in a diversity of industries, such as semiconductors, technology, consulting, energy, aerospace and entertainment. The majority commuted from Silicon Valley, San Francisco and the Bay Area, but others came from Arizona, Nevada, Oregon, Texas, Utah and Washington.  After graduation, one student is planning to join the FBI, four are moving to China, and one is potentially moving to Africa.

The West Coast program’s graduation ceremonytook place May 6 at Herbst Memorial Theater in San Francisco and featured commencement speaker Carol Bartz, former CEO of Autodesk and Yahoo! Graduating student Dr. Howard Willson gave the student speech.

Continue reading "Congratulations to Wharton’s 2012 EMBA Graduates!" »

Posted by ExecMBA in Diversity , EMBA Academics , EMBA Alumni News , EMBA Faculty , EMBA Program News , Wharton l San Francisco , Wharton School News |Permalink |Comments (0)

Wharton EMBA Alumnus Talks about Value of the GMAT
May 10, 2012

When Mark Espinola had his admissions interview for Wharton’s San Francisco MBA Program for Executives, a memorable moment was when he tried to negotiate his way out of taking the GMAT. But after taking the test and graduating in 2007, Espinola, who is now the CEO of Ballard & Tighe Publishers in Orange County, Calif., came to appreciate the importance of the GMAT. We asked him to share his thoughts on the test and here is what he said:

“When I first realized that the GMAT was a required part of the admissions process at Wharton, I thought this rule must not apply to me. I had been a senior manager at PriceWaterhouse as well as worked in a CFO position so I had plenty of finance and accounting under my belt. I thought my experience would be sufficient to be exempt from the GMAT, but found during the interview that this was not the case. There is no exception for the GMAT – all applicants have to take it.

Continue reading "Wharton EMBA Alumnus Talks about Value of the GMAT" »

Posted by ExecMBA in EMBA Academics , EMBA Alumni News , Executive MBA Admissions , Preparing Your Application , Wharton l San Francisco |Permalink |Comments (0)

Prof. Eliashberg to Present on Predicting Box Office Success at Wharton EMBA Event
April 24, 2012

How can movie executives predict whether a film will be a hit or a flop? What is involved in marketing movies effectively? How can studios improve the way they green-light scripts? If you’ve ever wanted to learn more about the business of movies, Wharton’s MBA for Executives Program is hosting a unique event on this topic on May 30 in Hollywood, Calif. featuring Prof. Jehoshua Eliashberg.

Eliashberg will share his groundbreaking work in bringing “science” to the movie industry, discussing everything from script approvals to marketing to predicting box office performance. In addition to reflecting on his experience with movie exhibitors and distributors, he’ll also present his recently developed scripts-based film valuation, which he and his colleagues created for movie producers.

Continue reading "Prof. Eliashberg to Present on Predicting Box Office Success at Wharton EMBA Event" »

Posted by ExecMBA in California , EMBA Faculty , Entertainment Industry , Wharton l San Francisco |Permalink |Comments (0)

Wharton | San Francisco Student Transitions from Flying Air Force Drones to Banking
April 18, 2012

Ryan Nelson always wanted to get an MBA as part of his normal career progression within the Air Force. An MBA seemed like a natural fit given the Air Force’s requirement for a graduate degree and his interest in business. However, due to extenuating circumstances, Nelson’s plans for business school became a top Ryan Nelson Photo Compressedpriority sooner than he expected.

After completing pilot training, he was working as a flight instructor when he learned that he needed to assume control of his late father’s real-estate development business. The Air Force was very supportive, allowing him to transfer to Las Vegas where he could fulfill his commitment to the Air Force and run the company in his free time. While Nelson enjoyed working in the business world, he found he was lacking the skills needed to be successful in running a business.

So he began evaluating MBA programs and found that Wharton offered an executive format. Even better was that its location in San Francisco only required a 1.5-hour flight every other weekend.

Continue reading "Wharton | San Francisco Student Transitions from Flying Air Force Drones to Banking" »

Posted by ExecMBA in EMBA Academics , Military , Wharton l San Francisco |Permalink |Comments (0)

Women’s Event at Wharton | San Francisco Features Alumna Connie Duckworth
April 9, 2012

Wharton students and alumnae in San Francisco recently had an opportunity to network as well as hear from Connie Duckworth, who earned her Wharton MBA in 1979 and was the first woman sales and trading Duckworthpartner in Goldman Sachs history.

After retiring as partner and managing director, Duckworth founded the nonprofit organization ARZU to help women weavers and their families in Afghanistan break the poverty cycle by sourcing and selling their rugs.

“Connie is very successful so the chance to hear her story in her own words as well as to network with other women in the Wharton community was great,” says second-year Wharton | San Francisco EMBA student Lan Luan, a senior product manager at Microsoft in Bellevue, Wash.

Duckworth’s talk was “inspiring,” as she explained how a Wharton MBA helped her transition from secretary to a career at Goldman Sachs to helping other women as a VC to her work at the nonprofit in Afghanistan, explains Luan. “She gave a fantastic talk about what she learned from each of life’s steps and how she used the business frameworks from Wharton at each stage.”

Continue reading "Women’s Event at Wharton | San Francisco Features Alumna Connie Duckworth " »

Posted by ExecMBA in California , Wharton l San Francisco , Wharton Women |Permalink |Comments (0)